INTRODUCTION TO OUR COMPANY The world population has expanded in recent years, 特别是从事经济活动的人口和15岁以上的人口. Estimates say there are around 4,96 billion people economically active in the world, and the number is in great expansion.
More than 100 million people in the United States have low credits, 因此，“租到拥有社区hg3535苹果版下载”的需求提供了一个真正的增长机会.
这1亿美国人没有资格申请住房抵押贷款，但他们确实向某人支付房租. 此外，还有7700多万“婴儿潮一代”将在未来20年内年满65岁. 所有这些客户都无法承受持续上涨的“固定建造”房屋成本、老年人住房成本以及普通抵押贷款银行的高利率. In California the average cost of a single-family home is $400,000 or higher and a one-year stay in a Nursing home is $91,250.00 ($7,604.每月16个)，这个hg3535苹果版每年大约增长5% (5%).
With a huge growth in this recovery cycle, multifamily executives are eager for yet another great year. That’s understandable after a banner 2017: According to MPF Research, rent growth oscillated between 2,5% and 4,0% (the greatest rates since 2015) and occupancy levels reached 90.1%.
对多户住宅行业来说，这几年是不错的一年——租金增长和入住率超过了上一个周期的高点，甚至创下了历史新高. As that has happened, builders have started doing what they do best and, by the end of 2017, more than 300,000 units were set to be delivered in 2018. 问题是，在建公寓的数量会超过需求吗? 建筑业/房地产业被认为是技术工人和非技术工人就业的重要提供者. As well as the direct jobs created by developments, 建筑业经常支持供应链中大量的额外就业.
According to global consultancy firm McKinsey & Company, 为全球3.3亿户目前居住条件低于标准的家庭提供经济适用房的预计成本为16万亿美元. The firm’s latest report, “A Blueprint for Addressing the Global Affordable Housing Challenge”, 评估为不同社会经济背景和国籍的家庭提供住房的关键途径. 根据这份报告，超过1人可能无法获得足够的、负担得起的住房.6 billion people within a decade. 这份综合报告调查了从收入到取暖费用的所有方面, 将这些数据归纳为旨在解决全球住房危机的四个关键任务. R2O LLC My Home My Life (“we”, “our”, “us”, “my r2o”, 或“公司”)是一家成立于特拉华州的有限责任公司, develop, build and/or manage popular houses in United States, with low prices and cost. 我们期望每一套房子/公寓可以为超过1亿没有资格申请住房抵押贷款的美国人服务. R2O打算直接建造和管理每一个住宅/公寓，以降低整体成本和提高运营效率. 我方可能收购与上述房屋有关的不动产和/或其他资产的权益. 我们可以直接或通过一个或多个子公司持有这些资产. 我们的目标是最大限度地提高与房地产和/或与房地产相关的其他资产的hg3535苹果版回报. 我们也可以持有房屋/公寓和/或其他房地产相关资产作为长期现金流收入. In pursuit of these goals, LLC may also invest in more than one in U.S. The goal of R2O is the development, 对房屋/公寓和/或其他房地产进行注册和管理，为1亿多没有资格申请住房抵押贷款的美国人提供服务. COMPANY MANAGEMENT TEAM 公司目前由经验丰富的业务和部门专业人士管理，致力于公司的成功和有效执行其计划的运营
PHILADELPHIA INVESTMENT CREDIT UNION & CAPITAL TRUST
Manager The Manager of the Company is Philadelphia Investment Credit Union & Capital Trust, a Delaware statutory trust wholly owned by Oderli Feriani. The Manager will manage the day-to-day affairs of the Company. The Manager, located in Philadelphia, Pennsylvania, will perform all general administrative tasks for the LLC, including the keeping of the financial records, and preparation of informational returns and reports to Shareholders. The Manager will receive a fee for its services. See “Compensation”. However, without notice to the Shareholders, 我们的经理可以保留其他或额外的服务提供商来执行本应由我们的经理执行的管理服务. 该经理的成立是为了提供与公司有关的行政和其他服务.
TERMS OF THE OFFERING
最低认购:$ 5,000万(5,000万股) We are offering for sale – to accredited investors only – up to 450,000,000股实益权益(以下简称“股份”)，初始认购价格为$1.00 per Share, aggregating $450,000,000. Thereafter, 认购价格将等于股票的资产净值(NAV)，该净值可能高于或低于最初的认购价格. The minimum investment amount by an investor is $50,000,000 (50,000,000 Shares), 尽管信托保留从合格人士处接受较少金额的权利.
Mr. Oderli Feriani Philadelphia’s Manager Mr. Feriani is a seasoned businessman with more than 20 years of experience. 他在巴西的hg3535苹果版下载体系之外引入了商业和金融结构咨询. 他的技能是通过在几家跨国公司工作而积累起来的. Mr. Feriani在巴西坎皮纳斯大学(UNICAMP)获得数学学位，并在企业管理咨询领域获得工商管理硕士(MBA)学位. 他的研究重点主要集中在通过银行和资本市场的经济和商业发展领域.
REGULATION D 506(C) MANDATED LEGEND Any historical performance data represents past performance. Past performance does not guarantee future results; Current performance may be different than the performance data presented; The Company is not required by law to follow any standard methodology when calculating and representing performance data; The performance of the Company may not be directly comparable to the performance of other private or registered funds or companies; The securities are being offered in reliance on an exemption from the registration requirements, and therefore are not required to comply with certain specific disclosure requirements; The Securities and Exchange Commission has not passed upon the merits of or approved the securities, the terms of the offering, or the accuracy of the materials
Philadelphia Investment Bank & Capital Trust was created with the marketplace needs in mind. Our services provide what our customers are looking for: - Profits to our investors with minimal risks - Growth to our business market customers.